Wedge

Apply
Now

What is Revenue Based Financing?

Revenue based finance is a flexible type of business lending that allows you to repay the loan based on a percentage of your turnover and as such the repayment amount is directly tied to your success. So, if you’re doing well and growing fast, repayments will be higher and you’ll pay off your loan faster but if business is slower your repayments will be smaller and as such help to alleviate any financial pressure.

Want to chat? Call us on: 0207 101 3880 or APPLY NOW

Advantages of a revenue loan

Revenue based finance helps you stay in control, as you’ll benefit from flexible loan terms that move as you do, meaning you’ll only pay back the same percentage regardless of your success.

If your business does well early on, you could end up with a very short loan term and growth that wouldn’t have been possible without an upfront injection of capital.


How do revenue loans work?

Say you want to borrow £50,000 to buy some new equipment. We’ll look at your turnover and determine if the repayments for the amount you need is affordable for your business. Once that’s agreed, we need to establish the repayment percentage of your future turnover.

ie. If in your first month it’s £40,000, at 10% repayment would be £4,000. If your next month turnover was slower with a £20,000 revenue, your repayment would reduce to £2,000.


Apply now to get funded, or call us on 0207 101 3880

Is revenue finance a good fit for your business?

Any type of business can apply and benefit for revenue-based finance. That said, some businesses are particularly drawn to it because of their business type or business model.

Seasonal businesses

Some businesses have busy periods that keep them running when things are quieter. Traditional forms of business finance often see seasonal businesses struggling to repay their loans during these quieter periods, or having to be extra careful with budgeting to make sure they have enough cash in the bank to see quiet spells through. Because businesses taking revenue based finance only pay an agreed percentage of their turnover each month, it’s well suited to ones that don’t have consistent revenue streams all year round.


Subscription-based business

Subscription-based businesses usually have steady and predictable streams of income, making it easier to work out how much they can afford to repay each month.

Because of this, revenue based finance could be a good way of raising capital, with the comfort of knowing your repayments will decrease if business slows up for any reason.


Startups & younger businesses

If you run a startup with a promising future, but lack trading history for traditional business finance then you’re likely to be drawn to revenue based finance. This form of business finance allows you to get the cash you need upfront, while only having to repay at a rate that’s proportional to your growth. If your business is slower than expected, you won’t be left struggling to repay your monthly installments.


APPLY NOW

90% of applications
are approved

What Happens Now?

Fast, simple application process

1.Apply online in minutes

2.Approval

3.Receive your funds within days

4.Watch your business grow

Borrow from £1’000 to £1 million

Flexible repayments

No security or collateral required


Application information:

We do not need to carry out a credit check for you to receive your provisional quote. Once your application has been approved in principle and you have confirmed that you wish to proceed, a ‘soft search’ will be then be completed in line with responsible lending regulations. The search is not visible on your credit score. Also, you do not need to provide any security or collateral and we don’t even need to see any form of business plan. That’s why our unsecured business finance facility is flexible and fuss free!

Apply now for your unsecured business loan

Want to chat? Call us on: 0207 101 3880

Unsecured Loans

Working Capital

Cash Flow

Revenue Based

Start Ups

Apply Now


We connect business to business by working in collaboration with our clients and partners.

Wedge.co.uk has been helping businesses since 1998 and is now part of the Alliance Business Group Ltd.

2nd Floor, 17 King Edwards Road, London, HA4 7AE 0207 101 3880

 

We adhere strictly to data protection laws and look after your details carefully. This policy describes how we collect, use and look after the information you provide us when you enquire about and use our services.

This policy may change from time to time as our processes change over time, which will be reflected in this document.

The information we collect includes:

1. Any details you knowingly provide us with.

2. Your marketing preferences.

3. Your IP address, browser type and browsing activity whilst on our website. Your IP address is a string of numbers unique to your computer that is recorded by our web server when you request any page or component on the website.

4. We may also store information about you using cookies (files which are sent by us to your computer or other access device) which we can access when you visit our site in future. We do this to recognise you and your preferred settings, and it saves you from re-entering information on return visits to the site. If you want to delete any cookies that are already on your computer, please refer to the instructions for your file management software to locate the file or directory that stores cookies. Information on deleting or controlling cookies is available at the About Cookies website.

We supplement the information we collect from you with publicly available information from 3rd parties to assist with providing services to you. Any personal information we collect about you will be used in accordance with the data protection laws.

The details we collect will be used:

1. To process your enquiry and to provide future services.

2. To keep you up to date with the latest information. You can opt-out at any point.

3. To personalise content on our website.

4. To carry out market research.

5. For the collection of case studies about our customers.

6. To tailor our services better to your needs.

How we use your data Lawful basis

To provide you with the services you have requested.

To manage our relationship with you. This is in our legitimate interest of keeping you informed of our available products and services and keeping our records up to date and is necessary to comply with the legal and regulatory requirements that apply to us.

To provide you with information about our products and services This is in our legitimate interest of keeping you informed of our available products and services. You may opt-out at any time.

To provide you with a recommendation for any other products and services that may be relevant to your own requirements, it may be necessary for us to pass on your details to our partner companies. (only after receiving your specific approval)

We may be able to further offer you products and services. This is in our legitimate interest to ensure that the documentation remains appropriate for your needs. To run our business in an efficient and proper way. This includes managing our financial position, business capability, planning communications, corporate governance. This is in our legitimate interest to fulfill our legal and contractual duties efficiently.

Disclosing your information

Here’s when we disclose information about you:

To search the files of external data bureaus in order to verify your identity and contact information. When we (or any 3rd party acting on our behalf) are legally compelled to or have a duty to the public to disclose.

Any personal data you provide to us during the course of an enquiry where you have not specified that you do not wish to be contacted in future will be retained and processed in order that we can keep you up to date with our services.

If you notify us that you do not wish to be contacted (either at the point of enquiry or subsequently) Where you have provided consent for us to process your data, you have the right to withdraw the consent. If you believe that we are not processing your information correctly you should contact our Data Protection Officer.

We are committed to protecting the confidentiality and security of your information. As such any information collected via our website is encrypted and delivered to us through a secure environment and protected using robust security methods. We maintain a comprehensive information security management system which ensures industry standard technical and administrative controls are in place for the protection of customer data.

Please note that there is no guarantee that any email sent will be received, or that the contents of any such email will remain private or unaltered during Internet transmission. For this reason we will not include any of your personal information by email without your prior permission, but will usually respond to your enquiries by telephone or post. If you have any such concerns, you may prefer to telephone or write to us instead.

We accept no liability for any damages you or others may suffer as a result of the alteration or loss of confidentiality of any such information.

We reserve the right to monitor the use and content of emails which are sent from and received by us for the purposes of ensuring compliance with our own email policy, and identifying and taking action against unlawful or improper use of our systems, including, but not limited to, spoofing, the transmission of computer viruses and a denial of service attack.

This privacy policy only covers this website. Any other websites which may be linked to by our website are subject to their own policy, which may differ from ours. Reproduction of the pages of this website in whole or in part without our prior written consent is strictly prohibited unless carried out for private, non-commercial viewing purposes.

Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period.

We may also have to suspend access to the website for routine or emergency updates and maintenance, but we will endeavor to keep any disruption to a minimum. In ad

This website may contain links to websites operated by third parties.

The responsibility for the operation, content and cookie policies of those websites rests solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions.

Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links.

We accept no responsibility or liability for the contents of any linked website.

© Wedge